1. Show or hide comments about the document.

  2. Search over the document's text.

  3. Share the document through social networks or e-mail.

  4. After selecting an area on the page.

  5. ...you can:
    copy the text
    share the segment
    comment
    cite the document

Fall 2008
ISSN 0890-913X
Volume 24, Number 1

Small Firm Size and Health Insurance: A Private Enterprise Perspective

Richard J. Cebula, Armstrong Atlantic State University
Download Share e-mail
  • << Back to editing
  • Previous version by
  • << Older
  • Newer >>
  • Revert to this one
  • Edit
  • Fullscreen
  • Show comments
  •  
  •  
  •  
  •  
  • Zoom:
     
     
  • Page:  / 27
  •  
  •  
  •  
  • Line spacing:
     
     
  • Word spacing:
     
     
  • Search:FindClose
 
search results
 
 
 
 
 
 
 
 
 
 
 
612
792
1
0
/jpe/index.php?action=ajax&rs=GDMgetPage&rsargs[]=Fall2008 4.pdf&rsargs[]=0
TheJournalofPrivateEnterprise24(1),2008,51-77SmallFirmSizeandHealthInsurance:APrivateEnterprisePerspectiveRichardJ.Cebula*ArmstrongAtlanticStateUniversityAbstractThisstudyhastwoobjectives.First,itproffersandthenempiricallyinvestigateswhatisbeingidentifiedasthesmallfirmhypothesis,”i.e.,ahypothesisthatthegreaterthepercentageoffirmsintheU.S.thataresmall,”thegreaterthepercentageofthepopulationthatcanbeexpectedtobewithouthealthinsurance.Thestudyadoptsthepercentageofprivatefirmswith20orfeweremployeesasthemeasure/definitionofsmallfirms.”Theempiricalanalysisadoptsstate-leveldataandfinds,aftercontrollingforavarietyofotherfactors,strongempiricalsupportforthesmallfirmhypothesis.Second,withthisasthebackdrop,thisstudyseekstocritiquepublicpoliciesintheformsof(1)mandateduniversalhealthinsurancecoverage(mandating)and(2)tax-creditincentivepoliciesintendedtoreducethepercentofthepopulationwithouthealthinsurance.Thestudythencomparessaidpoliciestoaprivateenterpriseperspectiveandfindsnocompellingevidenceofamarketfailureinthehealthinsurancemarket.Mandatingandtax-creditpoliciesarenotonlyunnecessarybutalsowouldcreatemyriadnegativeeconomiceffectsfortheeconomyandjeopardizetheprivateenterprisesystem.JELCodes:I11,I18,H62Keywords:Healthinsurance,Smallfirms,Mandatedinsurance,Taxcreditincentives,PrivateenterpriseI.IntroductionInadditiontotheextensiveattentiontheyreceiveinthemedia,healtheconomicsissues,intheirmyriaddimensions,continuetoattractincreasingattentioninthescholarlyliterature.Indeed,abroadliteratureaddressesnumerousdiverseaspectsofhealthcareinthe*Theauthorisindebtedtotheeditorofthisjournal,twoanonymousreferees,andtoGigiAlexanderandTonyBoppforhelpfulsuggestionsandcomments.51
GLIFOS-digital_archive